The Condo Due-Diligence Brief: AI Reads the Reserve Study So Your Buyer Doesn't Lose a Deposit

Meeting Details Date & Time:

🗓️ Wednesday, 9:00 AM EST | October 7th

⚡ Why This Session Matters

While most agents skim the listing sheet and hope the condo documents are fine, the real risk is sitting in paperwork nobody opened — a reserve study, an inspection report, a special assessment discussed in last spring's board minutes. Florida rewrote its condo rules after Surfside, but the pressure is national: about 78 million Americans live in community associations, Fannie Mae now treats critical repairs and significant deferred maintenance as a reason a condo project can't get financed in every state, and Freddie Mac's reserve minimum rises from 10% to 15% for loan applications dated on or after January 4, 2027.

• Most buyers get a short review window after they receive the condo documents — Florida gives resale buyers 7 days (excluding weekends and legal holidays), Virginia 3, Washington 5 business days, and Arizona none by statute
• The agent who knows which documents to demand — and can turn 400 pages into one page of questions — is the agent who protects the deposit

You don't need to become a lawyer or an engineer. You need a system that surfaces the questions in time — and knows exactly who answers them.

We will master 3 systems live, together:

1️⃣ The Document Pull – the checklist of what to demand (reserve study, inspection reports, budget, 12 months of minutes, insurance declarations), the request email, and a day-by-day tracker for your state's review window

2️⃣ The Red-Yellow-Green Scorecard – AI reads the reserve study, inspections, budget, minutes, and insurance, then flags every issue with the exact quote and page it came from — plus the questions to send the association

3️⃣ The Confidence Packet – the listing-side package that answers the building's questions before buyers ask, built around the documents a buyer's lender will request

💰 What You'll Leave With

• 📋 The document pull checklist — what to demand on every condo contract, and what each document answers
• 🚦 The red-yellow-green scorecard prompt — every flag quoted back to its source page
• 🗂 The minutes miner — find the special assessment before it finds your buyer
• 🏢 The listing-side confidence packet — built around what the buyer's lender will ask for
• 🗺 The Florida deep dive plus a state-by-state look at condo laws and resale review windows beyond Florida
• 🛡 The guardrails card — what to redact, and who owns each legal, structural, insurance, and lending conclusion

🔥 What Makes This Different

• LIVE demo — we run the scorecard on a real, redacted condo document set during the session
• Verified, not viral — every legal fact in the workbook is checked against statute or agency text, with sources listed
• National, not just Florida — the lending rules that apply in every state, plus what other states require
• Beginner-friendly — if you can upload a PDF, you can run the scorecard
• Complete workbook PDF included — every prompt, checklist, and worksheet

Educational session — not legal, engineering, insurance, or lending advice. Always follow your broker's policies and your state's rules.

The choice is simple: keep hoping the condo documents are fine and find out about the special assessment after the deposit goes hard — or spend one morning installing the system that surfaces every question while your buyer can still act.

To Your Protected Closings,

Edmund Bogen & Team

Edmund's Mastermind & Group Coaching

Because Losing a Deposit to an Unread Reserve Study is NOT an Option!